Side-by-side · Q2 2026 data
First National Community Bank vs Comtrust Federal Credit Union
Metric by metric
| Measure | First National Community Bank | Comtrust Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 79 (stronger) | 64 |
| Loan quality | 86 | 86 |
| Earnings | 96 (stronger) | 41 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 86th | 63rd |
| Total assets | $754.7M | $429.7M |
| Deposits / shares | $653.2M | $379.7M |
| Capital ratio | 12.92% (stronger) | 11.42% |
| Problem loans | 0.43% | 0.41% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 1.90% (stronger) | 0.51% |
| Loans ÷ deposits | 81.6% | 25.5% (stronger) |
| Uninsured deposits | 28.2% | 7.5% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
First National Community Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First National Community Bank leads on 4 and Comtrust Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chatsworth, GA