Side-by-side · Q2 2026 data
First National Community Bank vs Peoples Bank of East Tennessee
Metric by metric
| Measure | First National Community Bank | Peoples Bank of East Tennessee |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 79 (stronger) | 59 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 96 (stronger) | 81 |
| Funding & liquidity | 64 | 82 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 86th | 72nd |
| Total assets | $754.7M | $456.1M |
| Deposits / shares | $653.2M | $407.2M |
| Capital ratio | 12.92% (stronger) | 10.90% |
| Problem loans | 0.43% | 0.37% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.90% (stronger) | 1.53% |
| Loans ÷ deposits | 81.6% | 75.9% (stronger) |
| Uninsured deposits | 28.2% | 17.4% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 9.7% |
First National Community Bank has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First National Community Bank leads on 4 and Peoples Bank of East Tennessee on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.