Side-by-side · Q2 2026 data
First Nebraska Bank vs F&M Bank
Metric by metric
| Measure | First Nebraska Bank | F&M Bank |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 53 | 68 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 77 | 93 (stronger) |
| Funding & liquidity | 73 (stronger) | 62 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 61st | 84th |
| Total assets | $371.4M | $354.6M |
| Deposits / shares | $329.9M | $311.6M |
| Capital ratio | 10.32% | 11.76% (stronger) |
| Problem loans | 0.23% | 0.07% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.42% | 1.83% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 93.9% |
| Uninsured deposits | 25.1% | 18.5% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 4.0% |
F&M Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Nebraska Bank leads on 1 and F&M Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.