Side-by-side · Q2 2026 data
First Nebraska Bank vs Sandhills State Bank
Metric by metric
| Measure | First Nebraska Bank | Sandhills State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 53 (stronger) | 34 |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 77 | 81 (stronger) |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 61st | 40th |
| Total assets | $371.4M | $382.8M |
| Deposits / shares | $329.9M | $347.1M |
| Capital ratio | 10.32% (stronger) | 8.42% |
| Problem loans | 0.23% | 0.16% (stronger) |
| Net charge-offs | 0.04% | -0.02% (stronger) |
| Return on assets | 1.42% | 1.52% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 79.3% |
| Uninsured deposits | 25.1% (stronger) | 34.6% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
First Nebraska Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Nebraska Bank leads on 4 and Sandhills State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.