Side-by-side · Q2 2026 data
First New Mexico Bank vs American Heritage Bank
Metric by metric
| Measure | First New Mexico Bank | American Heritage Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 83 |
| Capital cushion | 97 (stronger) | 61 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 87 | 94 (stronger) |
| Funding & liquidity | 77 | 88 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 96th | 84th |
| Total assets | $275.1M | $153.2M |
| Deposits / shares | $230.9M | $137.2M |
| Capital ratio | 14.73% (stronger) | 11.09% |
| Problem loans | 0.16% (stronger) | 0.22% |
| Net charge-offs | 0.41% | -0.00% (stronger) |
| Return on assets | 1.67% | 1.85% (stronger) |
| Loans ÷ deposits | 52.4% | 52.1% (stronger) |
| Uninsured deposits | 36.0% | 26.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank leads on 3 and American Heritage Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.