Side-by-side · Q2 2026 data
First New Mexico Bank vs Valley Bank of Commerce
Metric by metric
| Measure | First New Mexico Bank | Valley Bank of Commerce |
|---|---|---|
| TellerScore | 91 (stronger) | 64 |
| Capital cushion | 97 (stronger) | 95 |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 54 |
| Problem-loan coverage | 90 (stronger) | 77 |
| Peer percentile | 96th | 26th |
| Total assets | $275.1M | $304.1M |
| Deposits / shares | $230.9M | $260.2M |
| Capital ratio | 14.73% (stronger) | 14.47% |
| Problem loans | 0.16% (stronger) | 3.32% |
| Net charge-offs | 0.41% | -0.15% (stronger) |
| Return on assets | 1.67% | 3.53% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 59.6% |
| Uninsured deposits | 36.0% (stronger) | 57.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank leads on 5 and Valley Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.