Side-by-side · Q2 2026 data
First New Mexico Bank of Silver City vs American Heritage Bank
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | First New Mexico Bank of Silver City | American Heritage Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 83 |
| Capital cushion | 93 (stronger) | 61 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 96 (stronger) | 94 |
| Funding & liquidity | 97 (stronger) | 88 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 99th | 84th |
| Total assets | $147.5M | $153.2M |
| Deposits / shares | $123.8M | $137.2M |
| Capital ratio | 14.27% (stronger) | 11.09% |
| Problem loans | 0.16% (stronger) | 0.22% |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 1.91% (stronger) | 1.85% |
| Loans ÷ deposits | 59.1% | 52.1% (stronger) |
| Uninsured deposits | 18.3% (stronger) | 26.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank of Silver City leads on 6 and American Heritage Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.