Side-by-side · Q2 2026 data
First New Mexico Bank of Silver City vs First Savings Bank
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | First New Mexico Bank of Silver City | First Savings Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 83 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 38 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 99th | 94th |
| Total assets | $147.5M | $1.6B |
| Deposits / shares | $123.8M | $1.3B |
| Capital ratio | 14.27% | 19.25% (stronger) |
| Problem loans | 0.16% (stronger) | 0.90% |
| Net charge-offs | -0.02% (stronger) | 4.08% |
| Return on assets | 1.91% | 2.61% (stronger) |
| Loans ÷ deposits | 59.1% (stronger) | 89.6% |
| Uninsured deposits | 18.3% (stronger) | 44.2% |
| Offices | 3 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank of Silver City leads on 5 and First Savings Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Silver City, NM