Side-by-side · Q2 2026 data
First New York Federal Credit Union vs Advantage Federal Credit Union
Metric by metric
| Measure | First New York Federal Credit Union | Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 44 | 51 (stronger) |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 40 | 47 (stronger) |
| Funding & liquidity | 79 (stronger) | 63 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 29th | 31st |
| Total assets | $574.0M | $497.5M |
| Deposits / shares | $521.0M | $368.9M |
| Capital ratio | 9.39% | 10.07% (stronger) |
| Problem loans | 0.48% (stronger) | 0.55% |
| Net charge-offs | 0.25% (stronger) | 0.62% |
| Return on assets | 0.51% | 0.67% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 97.3% |
| Uninsured deposits | 2.1% (stronger) | 8.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.9% |
Advantage Federal Credit Union has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First New York Federal Credit Union leads on 4 and Advantage Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.