Side-by-side · Q2 2026 data
First New York Federal Credit Union vs Servu Federal Credit Union
Metric by metric
| Measure | First New York Federal Credit Union | Servu Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 86 (stronger) |
| Capital cushion | 44 | 98 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 40 | 76 (stronger) |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 29th | 89th |
| Total assets | $574.0M | $529.2M |
| Deposits / shares | $521.0M | $446.1M |
| Capital ratio | 9.39% | 14.83% (stronger) |
| Problem loans | 0.48% | 0.47% (stronger) |
| Net charge-offs | 0.25% | 0.20% (stronger) |
| Return on assets | 0.51% | 1.40% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 86.1% |
| Uninsured deposits | 2.1% (stronger) | 3.6% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
Servu Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First New York Federal Credit Union leads on 2 and Servu Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.