Side-by-side · Q2 2026 data
First New York Federal Credit Union vs Suma Federal Credit Union
Metric by metric
| Measure | First New York Federal Credit Union | Suma Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 56 |
| Capital cushion | 44 | 73 (stronger) |
| Loan quality | 84 (stronger) | 27 |
| Earnings | 40 | 44 (stronger) |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 29th | 13th |
| Total assets | $574.0M | $468.3M |
| Deposits / shares | $521.0M | $410.4M |
| Capital ratio | 9.39% | 12.25% (stronger) |
| Problem loans | 0.48% (stronger) | 2.19% |
| Net charge-offs | 0.25% (stronger) | 0.35% |
| Return on assets | 0.51% | 0.60% (stronger) |
| Loans ÷ deposits | 81.5% | 80.8% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 22.1% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New York Federal Credit Union has the higher TellerScore (63 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First New York Federal Credit Union leads on 4 and Suma Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.