Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs El Dorado Savings Bank, F.S.B.
Metric by metric
| Measure | First Northern Bank of Dixon | El Dorado Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 70 | 84 (stronger) |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 65 (stronger) | 57 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 74th | 95th |
| Total assets | $1.9B | $2.4B |
| Deposits / shares | $1.7B | $2.1B |
| Capital ratio | 11.95% | 13.43% (stronger) |
| Problem loans | 0.41% | 0.28% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 1.13% (stronger) | 0.93% |
| Loans ÷ deposits | 64.6% | 23.3% (stronger) |
| Uninsured deposits | 44.2% | 10.7% (stronger) |
| Offices | 14 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 1 and El Dorado Savings Bank, F.S.B. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.