Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs Golden Valley Bank
Metric by metric
| Measure | First Northern Bank of Dixon | Golden Valley Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 70 (stronger) | 43 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 65 (stronger) | 58 |
| Funding & liquidity | 63 | 80 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 74th | 50th |
| Total assets | $1.9B | $604.7M |
| Deposits / shares | $1.7B | $553.2M |
| Capital ratio | 11.95% (stronger) | 9.32% |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.12% | 0.07% (stronger) |
| Return on assets | 1.13% (stronger) | 0.96% |
| Loans ÷ deposits | 64.6% | 52.6% (stronger) |
| Uninsured deposits | 44.2% | 32.9% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
First Northern Bank of Dixon has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 3 and Golden Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.