Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs Sacramento Credit Union
Metric by metric
| Measure | First Northern Bank of Dixon | Sacramento Credit Union |
|---|---|---|
| TellerScore | 74 | 96 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 65 | 88 (stronger) |
| Funding & liquidity | 63 | 95 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 74th | 99th |
| Total assets | $1.9B | $858.3M |
| Deposits / shares | $1.7B | $722.4M |
| Capital ratio | 11.95% | 15.14% (stronger) |
| Problem loans | 0.41% | 0.09% (stronger) |
| Net charge-offs | 0.12% | 0.07% (stronger) |
| Return on assets | 1.13% | 1.69% (stronger) |
| Loans ÷ deposits | 64.6% (stronger) | 65.5% |
| Uninsured deposits | 44.2% | 12.0% (stronger) |
| Offices | 14 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | 28.5% |
Sacramento Credit Union has the higher TellerScore (96 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 1 and Sacramento Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.