Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs Sierra Central Credit Union
Metric by metric
| Measure | First Northern Bank of Dixon | Sierra Central Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 70 (stronger) | 50 |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 65 (stronger) | 48 |
| Funding & liquidity | 63 | 86 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 74th | 47th |
| Total assets | $1.9B | $1.5B |
| Deposits / shares | $1.7B | $1.3B |
| Capital ratio | 11.95% (stronger) | 10.00% |
| Problem loans | 0.41% (stronger) | 0.55% |
| Net charge-offs | 0.12% (stronger) | 1.00% |
| Return on assets | 1.13% (stronger) | 0.71% |
| Loans ÷ deposits | 64.6% (stronger) | 74.5% |
| Uninsured deposits | 44.2% | 8.1% (stronger) |
| Offices | 14 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | 28.9% |
First Northern Bank of Dixon has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 6 and Sierra Central Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Auburn, CA
- Roseville, CA
- Willows, CA