Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs SoFi Bank, National Association
Metric by metric
| Measure | First Northern Bank of Dixon | SoFi Bank, National Association |
|---|---|---|
| TellerScore | 74 | 88 (stronger) |
| Capital cushion | 70 | 83 (stronger) |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 65 | 99 (stronger) |
| Funding & liquidity | 63 (stronger) | 60 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 74th | 99th |
| Total assets | $1.9B | $56.8B |
| Deposits / shares | $1.7B | $46.8B |
| Capital ratio | 11.95% | 13.34% (stronger) |
| Problem loans | 0.41% | 0.08% (stronger) |
| Net charge-offs | 0.12% | 0.08% (stronger) |
| Return on assets | 1.13% | 1.98% (stronger) |
| Loans ÷ deposits | 64.6% (stronger) | 99.8% |
| Uninsured deposits | 44.2% | 5.0% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | 7,444 |
| Complaints per $1B deposits | — | 159.1 |
| Mortgage denial rate (HMDA) | 8.7% | — |
SoFi Bank, National Association has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 1 and SoFi Bank, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.