Side-by-side · Q2 2026 data
First Oklahoma Bank vs Blue Sky Bank
Metric by metric
| Measure | First Oklahoma Bank | Blue Sky Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 42 |
| Capital cushion | 41 | 41 |
| Loan quality | 82 (stronger) | 31 |
| Earnings | 56 | 58 (stronger) |
| Funding & liquidity | 51 (stronger) | 37 |
| Problem-loan coverage | 90 (stronger) | 52 |
| Peer percentile | 24th | 3rd |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 9.07% | 9.08% (stronger) |
| Problem loans | 0.55% (stronger) | 2.06% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 0.91% | 0.95% (stronger) |
| Loans ÷ deposits | 96.7% (stronger) | 99.8% |
| Uninsured deposits | 26.4% (stronger) | 35.6% |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 7.1% |
First Oklahoma Bank has the higher TellerScore (61 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First Oklahoma Bank leads on 4 and Blue Sky Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.