Side-by-side · Q2 2026 data
First Oklahoma Bank vs Grand Savings Bank
Metric by metric
| Measure | First Oklahoma Bank | Grand Savings Bank |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 41 | 70 (stronger) |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 51 | 64 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 24th | 90th |
| Total assets | $1.3B | $1.0B |
| Deposits / shares | $1.2B | $897.8M |
| Capital ratio | 9.07% | 11.97% (stronger) |
| Problem loans | 0.55% (stronger) | 0.63% |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 0.91% | 2.19% (stronger) |
| Loans ÷ deposits | 96.7% | 92.7% (stronger) |
| Uninsured deposits | 26.4% | 18.4% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Oklahoma Bank leads on 1 and Grand Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.