Side-by-side · Q2 2026 data
First Oklahoma Bank vs International Bank of Commerce
Metric by metric
| Measure | First Oklahoma Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 61 | 88 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 82 (stronger) | 78 |
| Earnings | 56 | 75 (stronger) |
| Funding & liquidity | 51 | 90 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $1.3B | $1.6B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 9.07% | 15.53% (stronger) |
| Problem loans | 0.55% (stronger) | 0.66% |
| Net charge-offs | 0.07% (stronger) | 0.25% |
| Return on assets | 0.91% | 1.37% (stronger) |
| Loans ÷ deposits | 96.7% | 54.8% (stronger) |
| Uninsured deposits | 26.4% | 24.2% (stronger) |
| Offices | 3 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
International Bank of Commerce has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Oklahoma Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.