Side-by-side · Q2 2026 data
First Option Bank vs Bank of Greeley
Metric by metric
| Measure | First Option Bank | Bank of Greeley |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 32 | 73 (stronger) |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 77 | 83 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 37th | 81st |
| Total assets | $817.6M | $54.4M |
| Deposits / shares | $722.1M | $46.8M |
| Capital ratio | 8.18% | 12.29% (stronger) |
| Problem loans | 0.02% (stronger) | 0.31% |
| Net charge-offs | 0.53% | 0.00% (stronger) |
| Return on assets | 1.44% | 1.59% (stronger) |
| Loans ÷ deposits | 66.8% | 49.7% (stronger) |
| Uninsured deposits | 44.8% | 12.7% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Bank of Greeley has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Option Bank leads on 1 and Bank of Greeley on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.