Side-by-side · Q2 2026 data
First Palmetto Bank vs First Capital Bank
Metric by metric
| Measure | First Palmetto Bank | First Capital Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 44 | 46 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 74 (stronger) | 65 |
| Funding & liquidity | 61 (stronger) | 49 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 63rd | 49th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $993.9M | $1.1B |
| Capital ratio | 9.42% | 9.58% (stronger) |
| Problem loans | 0.15% | 0.10% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.36% (stronger) | 1.14% |
| Loans ÷ deposits | 78.9% (stronger) | 97.3% |
| Uninsured deposits | 33.4% | 27.1% (stronger) |
| Offices | 22 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 5.1% |
First Palmetto Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 3 and First Capital Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.