Side-by-side · Q2 2026 data
First Palmetto Bank vs First Reliance Bank
Metric by metric
| Measure | First Palmetto Bank | First Reliance Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 44 | 55 (stronger) |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 74 (stronger) | 69 |
| Funding & liquidity | 61 (stronger) | 42 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 63rd | 63rd |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $993.9M | $922.0M |
| Capital ratio | 9.42% | 10.53% (stronger) |
| Problem loans | 0.15% | 0.07% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.36% (stronger) | 1.21% |
| Loans ÷ deposits | 78.9% (stronger) | 90.0% |
| Uninsured deposits | 33.4% (stronger) | 40.3% |
| Offices | 22 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 3 and First Reliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.