Side-by-side · Q2 2026 data
First Palmetto Bank vs Kingstree Federal Savings and Loan Association
Bank
Kingstree Federal Savings and Loan Association
Kingstree, South Carolina · Under $100 million in assets
Metric by metric
| Measure | First Palmetto Bank | Kingstree Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 71 (stronger) | 44 |
| Capital cushion | 44 | 71 (stronger) |
| Loan quality | 95 (stronger) | 16 |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 61 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 63rd | 6th |
| Total assets | $1.1B | $39.3M |
| Deposits / shares | $993.9M | $33.9M |
| Capital ratio | 9.42% | 12.08% (stronger) |
| Problem loans | 0.15% (stronger) | 2.53% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.36% (stronger) | -0.61% |
| Loans ÷ deposits | 78.9% (stronger) | 85.1% |
| Uninsured deposits | 33.4% | 10.8% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
First Palmetto Bank has the higher TellerScore (71 vs 44). On the 7 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 4 and Kingstree Federal Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.