Side-by-side · Q2 2026 data
First Palmetto Bank vs Security Federal Bank
Metric by metric
| Measure | First Palmetto Bank | Security Federal Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 44 | 58 (stronger) |
| Loan quality | 95 (stronger) | 72 |
| Earnings | 74 (stronger) | 55 |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 63rd | 53rd |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $993.9M | $1.4B |
| Capital ratio | 9.42% | 10.83% (stronger) |
| Problem loans | 0.15% (stronger) | 0.85% |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.36% (stronger) | 0.86% |
| Loans ÷ deposits | 78.9% | 49.8% (stronger) |
| Uninsured deposits | 33.4% | 24.1% (stronger) |
| Offices | 22 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 10.8% |
First Palmetto Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 4 and Security Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.