Side-by-side · Q2 2026 data
First Peoples Bank vs River City Bank
Metric by metric
| Measure | First Peoples Bank | River City Bank |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 78 (stronger) | 51 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 62 | 89 (stronger) |
| Funding & liquidity | 51 | 60 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $449.4M | $423.4M |
| Deposits / shares | $379.2M | $380.9M |
| Capital ratio | 12.84% (stronger) | 10.15% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.06% | -0.02% (stronger) |
| Return on assets | 1.04% | 1.71% (stronger) |
| Loans ÷ deposits | 92.6% | 86.2% (stronger) |
| Uninsured deposits | 29.8% | 27.7% (stronger) |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 4.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Peoples Bank leads on 1 and River City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.