Side-by-side · Q2 2026 data
First Pioneer National Bank vs Community State Bank
Metric by metric
| Measure | First Pioneer National Bank | Community State Bank |
|---|---|---|
| TellerScore | 56 | 78 (stronger) |
| Capital cushion | 75 | 75 |
| Loan quality | 7 | 70 (stronger) |
| Earnings | 63 | 98 (stronger) |
| Funding & liquidity | 80 (stronger) | 65 |
| Problem-loan coverage | 76 | 90 (stronger) |
| Peer percentile | 13th | 72nd |
| Total assets | $243.4M | $208.1M |
| Deposits / shares | $205.5M | $177.6M |
| Capital ratio | 12.53% | 12.54% (stronger) |
| Problem loans | 2.79% | 0.90% (stronger) |
| Net charge-offs | 0.11% | 0.02% (stronger) |
| Return on assets | 1.08% | 1.96% (stronger) |
| Loans ÷ deposits | 62.8% (stronger) | 94.5% |
| Uninsured deposits | 30.8% | 15.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pioneer National Bank leads on 1 and Community State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.