TellerScore

Side-by-side · Q2 2026 data

First Pioneer National Bank vs The First National Bank in Trinidad

Bank

First Pioneer National Bank

Wray, Colorado · $100 million – $1 billion

56of 100
Moderate

Bank

The First National Bank in Trinidad

Trinidad, Colorado · $100 million – $1 billion

64of 100
Moderate

Metric by metric

MeasureFirst Pioneer National BankThe First National Bank in Trinidad
TellerScore5664 (stronger)
Capital cushion75 (stronger)59
Loan quality768 (stronger)
Earnings63 (stronger)41
Funding & liquidity8083 (stronger)
Problem-loan coverage7685 (stronger)
Peer percentile13th26th
Total assets$243.4M$250.5M
Deposits / shares$205.5M$234.3M
Capital ratio12.53% (stronger)10.89%
Problem loans2.79%0.95% (stronger)
Net charge-offs0.11%0.00% (stronger)
Return on assets1.08% (stronger)0.52%
Loans ÷ deposits62.8%59.2% (stronger)
Uninsured deposits30.8%30.2% (stronger)
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The First National Bank in Trinidad has the higher TellerScore (64 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pioneer National Bank leads on 2 and The First National Bank in Trinidad on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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