Side-by-side · Q2 2026 data
First Port City Bank vs Community Bank of Pickens County
Metric by metric
| Measure | First Port City Bank | Community Bank of Pickens County |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 55 | 86 (stronger) |
| Loan quality | 65 (stronger) | 35 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 52 | 69 (stronger) |
| Problem-loan coverage | 84 (stronger) | 78 |
| Peer percentile | 31st | 53rd |
| Total assets | $623.9M | $628.6M |
| Deposits / shares | $557.5M | $537.8M |
| Capital ratio | 10.49% | 13.55% (stronger) |
| Problem loans | 1.04% (stronger) | 1.96% |
| Net charge-offs | 0.09% | -0.04% (stronger) |
| Return on assets | 1.56% | 2.35% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 90.0% |
| Uninsured deposits | 34.9% | 16.2% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Community Bank of Pickens County has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Port City Bank leads on 2 and Community Bank of Pickens County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.