Side-by-side · Q2 2026 data
First Port City Bank vs Five Star Credit Union
Metric by metric
| Measure | First Port City Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 55 | 88 (stronger) |
| Loan quality | 65 (stronger) | 50 |
| Earnings | 83 (stronger) | 63 |
| Funding & liquidity | 52 | 81 (stronger) |
| Problem-loan coverage | 84 | 84 |
| Peer percentile | 31st | 66th |
| Total assets | $623.9M | $1.3B |
| Deposits / shares | $557.5M | $1.1B |
| Capital ratio | 10.49% | 13.82% (stronger) |
| Problem loans | 1.04% (stronger) | 1.50% |
| Net charge-offs | 0.09% (stronger) | 0.53% |
| Return on assets | 1.56% (stronger) | 1.09% |
| Loans ÷ deposits | 86.6% | 79.2% (stronger) |
| Uninsured deposits | 34.9% | 11.8% (stronger) |
| Offices | 5 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Port City Bank leads on 3 and Five Star Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.