Side-by-side · Q2 2026 data
First Port City Bank vs Georgia Community Bank
Metric by metric
| Measure | First Port City Bank | Georgia Community Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 55 | 87 (stronger) |
| Loan quality | 65 (stronger) | 58 |
| Earnings | 83 | 92 (stronger) |
| Funding & liquidity | 52 | 67 (stronger) |
| Problem-loan coverage | 84 | 88 (stronger) |
| Peer percentile | 31st | 72nd |
| Total assets | $623.9M | $375.0M |
| Deposits / shares | $557.5M | $321.7M |
| Capital ratio | 10.49% | 13.67% (stronger) |
| Problem loans | 1.04% (stronger) | 1.25% |
| Net charge-offs | 0.09% | 0.09% (stronger) |
| Return on assets | 1.56% | 1.80% (stronger) |
| Loans ÷ deposits | 86.6% | 78.4% (stronger) |
| Uninsured deposits | 34.9% | 27.9% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Georgia Community Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Port City Bank leads on 1 and Georgia Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Donalsonville, GA