Side-by-side · Q2 2026 data
First Port City Bank vs The Citizens Bank of Georgia
Metric by metric
| Measure | First Port City Bank | The Citizens Bank of Georgia |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 55 | 65 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 83 | 94 (stronger) |
| Funding & liquidity | 52 | 80 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 31st | 88th |
| Total assets | $623.9M | $598.5M |
| Deposits / shares | $557.5M | $531.3M |
| Capital ratio | 10.49% | 11.49% (stronger) |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 1.56% | 1.86% (stronger) |
| Loans ÷ deposits | 86.6% | 60.6% (stronger) |
| Uninsured deposits | 34.9% | 33.1% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Citizens Bank of Georgia has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Port City Bank leads on 0 and The Citizens Bank of Georgia on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.