Side-by-side · Q2 2026 data
First PREMIER Bank vs Citibank, National Association
Metric by metric
| Measure | First PREMIER Bank | Citibank, National Association |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 87 (stronger) | 29 |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 92 (stronger) | 62 |
| Funding & liquidity | 42 | 64 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 97th | 37th |
| Total assets | $3.6B | $2.0T |
| Deposits / shares | $2.9B | $1.5T |
| Capital ratio | 13.67% (stronger) | 7.87% |
| Problem loans | 0.10% (stronger) | 0.66% |
| Net charge-offs | 0.19% (stronger) | 1.06% |
| Return on assets | 1.79% (stronger) | 1.06% |
| Loans ÷ deposits | 72.7% | 47.8% (stronger) |
| Uninsured deposits | 56.1% | 47.8% (stronger) |
| Offices | 13 | 947 |
| CFPB complaints (3 yrs) | — | 55,168 |
| Complaints per $1B deposits | — | 35.6 |
| Mortgage denial rate (HMDA) | 18.8% | 24.0% |
First PREMIER Bank has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First PREMIER Bank leads on 5 and Citibank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.