Side-by-side · Q2 2026 data
First PREMIER Bank vs First National Bank
Metric by metric
| Measure | First PREMIER Bank | First National Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 97 (stronger) | 33 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 42 | 68 (stronger) |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 97th | 68th |
| Total assets | $3.6B | $477.8M |
| Deposits / shares | $2.9B | $380.1M |
| Capital ratio | 13.67% | 18.41% (stronger) |
| Problem loans | 0.10% (stronger) | 2.01% |
| Net charge-offs | 0.19% (stronger) | 4.62% |
| Return on assets | 1.79% | 2.18% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 90.6% |
| Uninsured deposits | 56.1% | 16.2% (stronger) |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.8% | 13.6% |
First PREMIER Bank has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First PREMIER Bank leads on 4 and First National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.