Side-by-side · Q2 2026 data
First PREMIER Bank vs Security National Bank of South Dakota
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | First PREMIER Bank | Security National Bank of South Dakota |
|---|---|---|
| TellerScore | 85 | 93 (stronger) |
| Capital cushion | 87 | 91 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 42 | 73 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 97th | 98th |
| Total assets | $3.6B | $251.5M |
| Deposits / shares | $2.9B | $194.7M |
| Capital ratio | 13.67% | 14.12% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 1.79% | 2.48% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 87.5% |
| Uninsured deposits | 56.1% | 15.1% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.8% | 25.0% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), First PREMIER Bank leads on 1 and Security National Bank of South Dakota on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.