Side-by-side · Q2 2026 data
First Savings Bank vs WestStar Bank
Metric by metric
| Measure | First Savings Bank | WestStar Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 38 (stronger) | 23 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 94th | 90th |
| Total assets | $1.6B | $3.3B |
| Deposits / shares | $1.3B | $2.8B |
| Capital ratio | 19.25% (stronger) | 12.27% |
| Problem loans | 0.90% | 0.00% (stronger) |
| Net charge-offs | 4.08% | -0.01% (stronger) |
| Return on assets | 2.61% (stronger) | 2.29% |
| Loans ÷ deposits | 89.6% | 87.7% (stronger) |
| Uninsured deposits | 44.2% (stronger) | 61.0% |
| Offices | 24 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
First Savings Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 4 and WestStar Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.