Side-by-side · Q2 2026 data
First Security Bank vs The Bank of Houston
Metric by metric
| Measure | First Security Bank | The Bank of Houston |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 30 | 91 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 62 | 63 (stronger) |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 26th | 70th |
| Total assets | $61.9M | $67.4M |
| Deposits / shares | $56.9M | $51.2M |
| Capital ratio | 7.96% | 14.14% (stronger) |
| Problem loans | 0.43% | 0.16% (stronger) |
| Net charge-offs | 1.26% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.07% (stronger) |
| Loans ÷ deposits | 73.4% (stronger) | 103.6% |
| Uninsured deposits | 16.1% | 7.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Houston has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 1 and The Bank of Houston on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.