Side-by-side · Q2 2026 data
First Security Bank vs Centuryfirst Federal Credit Union
Credit union
Centuryfirst Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | First Security Bank | Centuryfirst Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 43 | 89 (stronger) |
| Loan quality | 82 (stronger) | 40 |
| Earnings | 73 (stronger) | 55 |
| Funding & liquidity | 59 | 71 (stronger) |
| Problem-loan coverage | 91 (stronger) | 75 |
| Peer percentile | 31st | 37th |
| Total assets | $976.5M | $144.9M |
| Deposits / shares | $837.7M | $124.8M |
| Capital ratio | 9.28% | 13.86% (stronger) |
| Problem loans | 0.55% (stronger) | 1.80% |
| Net charge-offs | 0.05% (stronger) | 0.78% |
| Return on assets | 1.33% (stronger) | 0.87% |
| Loans ÷ deposits | 71.4% (stronger) | 88.9% |
| Uninsured deposits | 42.0% | 3.2% (stronger) |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Security Bank leads on 4 and Centuryfirst Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.