Side-by-side · Q2 2026 data
First Security Bank vs First National Bank of Clarksdale
Metric by metric
| Measure | First Security Bank | First National Bank of Clarksdale |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 43 | 78 (stronger) |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 73 (stronger) | 50 |
| Funding & liquidity | 59 | 67 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 31st | 53rd |
| Total assets | $976.5M | $386.1M |
| Deposits / shares | $837.7M | $342.0M |
| Capital ratio | 9.28% | 12.83% (stronger) |
| Problem loans | 0.55% (stronger) | 0.64% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.33% (stronger) | 0.75% |
| Loans ÷ deposits | 71.4% (stronger) | 72.1% |
| Uninsured deposits | 42.0% | 34.1% (stronger) |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
First National Bank of Clarksdale has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and First National Bank of Clarksdale on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.