Side-by-side · Q2 2026 data
First Service Federal Credit Union vs Firestone Federal Credit Union
Metric by metric
| Measure | First Service Federal Credit Union | Firestone Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 96 (stronger) | 62 |
| Earnings | 47 | 60 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 57th | 82nd |
| Total assets | $236.3M | $198.1M |
| Deposits / shares | $210.8M | $162.3M |
| Capital ratio | 10.16% | 18.07% (stronger) |
| Problem loans | 0.12% (stronger) | 1.15% |
| Net charge-offs | 0.27% | -0.00% (stronger) |
| Return on assets | 0.68% | 1.00% (stronger) |
| Loans ÷ deposits | 70.7% | 14.8% (stronger) |
| Uninsured deposits | 10.8% | 3.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Firestone Federal Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Service Federal Credit Union leads on 1 and Firestone Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.