Side-by-side · Q2 2026 data
First Southeast Bank vs Lake Region Bank
Metric by metric
| Measure | First Southeast Bank | Lake Region Bank |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 34 | 54 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 84 | 94 (stronger) |
| Funding & liquidity | 50 | 98 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 37th | 86th |
| Total assets | $158.3M | $153.0M |
| Deposits / shares | $116.0M | $139.1M |
| Capital ratio | 8.42% | 10.43% (stronger) |
| Problem loans | 0.14% | 0.09% (stronger) |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 1.60% | 1.85% (stronger) |
| Loans ÷ deposits | 117.2% | 53.8% (stronger) |
| Uninsured deposits | 14.0% (stronger) | 16.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Region Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Southeast Bank leads on 1 and Lake Region Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.