Side-by-side · Q2 2026 data
First Southern Bank vs Traditions Bank
Metric by metric
| Measure | First Southern Bank | Traditions Bank |
|---|---|---|
| TellerScore | 18 | 65 (stronger) |
| Capital cushion | 39 | 55 (stronger) |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 0 | 65 (stronger) |
| Funding & liquidity | 40 | 62 (stronger) |
| Problem-loan coverage | 0 | 80 (stronger) |
| Peer percentile | 0th | 29th |
| Total assets | $679.2M | $890.9M |
| Deposits / shares | $577.1M | $756.1M |
| Capital ratio | 8.95% | 10.50% (stronger) |
| Problem loans | 10.86% | 0.80% (stronger) |
| Net charge-offs | 4.60% | 0.61% (stronger) |
| Return on assets | -2.50% | 1.12% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 94.7% |
| Uninsured deposits | 52.8% | 18.8% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 0.8% |
Traditions Bank has the higher TellerScore (65 vs 18). On the 7 directional measures above (where higher or lower is clearly better), First Southern Bank leads on 1 and Traditions Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.