Side-by-side · Q2 2026 data
First Southern National Bank vs Forcht Bank, National Association
Metric by metric
| Measure | First Southern National Bank | Forcht Bank, National Association |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 58 (stronger) | 32 |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 53 (stronger) | 50 |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 49th | 40th |
| Total assets | $1.3B | $1.6B |
| Deposits / shares | $1.1B | $1.5B |
| Capital ratio | 10.85% (stronger) | 8.16% |
| Problem loans | 0.61% | 0.05% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 0.82% (stronger) | 0.74% |
| Loans ÷ deposits | 69.8% (stronger) | 75.1% |
| Uninsured deposits | 30.5% | 19.9% (stronger) |
| Offices | 14 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southern National Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Southern National Bank leads on 4 and Forcht Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.