Side-by-side · Q2 2026 data
First Southern National Bank vs The Farmers Bank
Metric by metric
| Measure | First Southern National Bank | The Farmers Bank |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 58 | 60 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 53 | 61 (stronger) |
| Funding & liquidity | 73 | 83 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 49th | 72nd |
| Total assets | $1.3B | $282.7M |
| Deposits / shares | $1.1B | $250.7M |
| Capital ratio | 10.85% | 11.00% (stronger) |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 0.82% | 1.03% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 71.6% |
| Uninsured deposits | 30.5% | 19.9% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
The Farmers Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Southern National Bank leads on 2 and The Farmers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.