Side-by-side · Q2 2026 data
First Southwest Bank vs Timberline Bank
Metric by metric
| Measure | First Southwest Bank | Timberline Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 49 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 90th | 61st |
| Total assets | $657.5M | $832.6M |
| Deposits / shares | $491.7M | $699.6M |
| Capital ratio | 15.31% (stronger) | 9.38% |
| Problem loans | 0.04% (stronger) | 0.06% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 0.60% | 2.12% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 91.8% |
| Uninsured deposits | 21.5% (stronger) | 32.3% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southwest Bank has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Southwest Bank leads on 5 and Timberline Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.