Side-by-side · Q2 2026 data
First State Bank and Trust vs Riverview Credit Union
Metric by metric
| Measure | First State Bank and Trust | Riverview Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 91 (stronger) | 35 |
| Funding & liquidity | 56 | 59 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 53rd | 68th |
| Total assets | $499.0M | $7.9M |
| Deposits / shares | $455.4M | $6.6M |
| Capital ratio | 8.91% | 16.40% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.77% (stronger) | 0.38% |
| Loans ÷ deposits | 71.6% (stronger) | 101.4% |
| Uninsured deposits | 44.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Riverview Credit Union has the higher TellerScore (81 vs 73). On the 6 directional measures above (where higher or lower is clearly better), First State Bank and Trust leads on 2 and Riverview Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.