Side-by-side · Q2 2026 data
First State Bank and Trust Company, Inc. vs First Midwest Bank of Dexter
Bank
First State Bank and Trust Company, Inc.
Caruthersville, Missouri · $100 million – $1 billion
Metric by metric
| Measure | First State Bank and Trust Company, Inc. | First Midwest Bank of Dexter |
|---|---|---|
| TellerScore | 56 | 69 (stronger) |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 94 | 94 |
| Funding & liquidity | 69 (stronger) | 35 |
| Problem-loan coverage | 42 | 88 (stronger) |
| Peer percentile | 13th | 40th |
| Total assets | $659.0M | $652.0M |
| Deposits / shares | $558.7M | $524.4M |
| Capital ratio | 12.57% (stronger) | 10.97% |
| Problem loans | 4.76% | 0.79% (stronger) |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 1.85% | 1.86% (stronger) |
| Loans ÷ deposits | 86.1% (stronger) | 106.7% |
| Uninsured deposits | 19.5% (stronger) | 32.0% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
First Midwest Bank of Dexter has the higher TellerScore (69 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First State Bank and Trust Company, Inc. leads on 3 and First Midwest Bank of Dexter on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.