Side-by-side · Q2 2026 data
First State Bank vs Bank of Lexington, Inc.
Metric by metric
| Measure | First State Bank | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 62 | 65 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 89 (stronger) | 68 |
| Funding & liquidity | 79 (stronger) | 39 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 43rd | 57th |
| Total assets | $402.0M | $410.8M |
| Deposits / shares | $354.3M | $322.2M |
| Capital ratio | 11.23% | 11.50% (stronger) |
| Problem loans | 1.33% | 0.01% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 1.21% |
| Loans ÷ deposits | 81.2% (stronger) | 99.7% |
| Uninsured deposits | 14.3% (stronger) | 34.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Bank of Lexington, Inc. has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and Bank of Lexington, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.