Side-by-side · Q2 2026 data
First State Bank vs Today's Bank
Metric by metric
| Measure | First State Bank | Today's Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 65 (stronger) | 50 |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 68th | 22nd |
| Total assets | $328.1M | $351.0M |
| Deposits / shares | $292.6M | $294.6M |
| Capital ratio | 11.24% (stronger) | 9.54% |
| Problem loans | 0.00% (stronger) | 0.74% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.12% (stronger) | 0.75% |
| Loans ÷ deposits | 80.9% (stronger) | 82.8% |
| Uninsured deposits | 25.5% | 14.4% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 20.0% |
First State Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and Today's Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.