Side-by-side · Q2 2026 data
First State Bank vs Northwest Bank
Metric by metric
| Measure | First State Bank | Northwest Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 74 (stronger) | 51 |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 80th | 58th |
| Total assets | $674.3M | $3.0B |
| Deposits / shares | $572.2M | $2.6B |
| Capital ratio | 12.40% (stronger) | 10.12% |
| Problem loans | 0.12% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.38% (stronger) | 1.35% |
| Loans ÷ deposits | 86.5% (stronger) | 93.9% |
| Uninsured deposits | 22.4% (stronger) | 28.8% |
| Offices | 10 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
First State Bank has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 7 and Northwest Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Estherville, IA
- Fort Dodge, IA
- Humboldt, IA