Side-by-side · Q2 2026 data
First State Bank vs First Security Bank
Metric by metric
| Measure | First State Bank | First Security Bank |
|---|---|---|
| TellerScore | 57 | 66 (stronger) |
| Capital cushion | 57 (stronger) | 43 |
| Loan quality | 61 | 82 (stronger) |
| Earnings | 34 | 73 (stronger) |
| Funding & liquidity | 65 (stronger) | 59 |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 14th | 31st |
| Total assets | $951.5M | $976.5M |
| Deposits / shares | $828.0M | $837.7M |
| Capital ratio | 10.67% (stronger) | 9.28% |
| Problem loans | 1.18% | 0.55% (stronger) |
| Net charge-offs | 0.11% | 0.05% (stronger) |
| Return on assets | 0.34% | 1.33% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 71.4% |
| Uninsured deposits | 42.8% | 42.0% (stronger) |
| Offices | 13 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 8.0% |
First Security Bank has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and First Security Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.